When I buy something I get a debt on my card that is automatically paid each Monday

That’s interesting. Which country if you don’t mind? Here in Switzerland my bank still gives me a monthly credit card bill in the e-banking interface, which I can then settle from my account. Or I can pre-fill the credit card if I want to (useful if you’re planning holidays and want to boost the available monthly limit for example). I think I could also set up direct debit, to settle the bill from the account automatically, but that would still happen on a monthly cycle.