If I know, I‘ll probably pass someone asking for money, I try to have some change prepared, so I don’t have to get out my wallet. (Where I live, there are just a few places where that’s likely. ) I usually just say no if unprepared. My basic assumption is that someone asking for money in the streets is worse off than me, so it’s nice if I can help. But then again, if I don’t feel safe, I won’t give anything and since I can’t help everyone I don’t feel bad not giving anything.

My contract explicitly states that they don’t expire. So I never had to check the law and just assumed it’s the other way round. 🙂

That’s something that isn’t even guaranteed by law in Germany. But it’s part of the contract very often (with restrictions like the company can make you take your vacation days and such). So yes, check first before you start „saving“.

As a young adult, last year in school and first year out I kind of had this. There was a bar in our town where we went to, not every day but very often. It was a great time!